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Underwriter - Life Insurance

New Haven, CT (Remote) $70,500 to $120,000 per year

A mission-driven financial services organization that provides life insurance, long-term care insurance, disability income insurance, investments, and annuity products is hiring a Life Insurance Underwriter. This is a fully remote role supporting a team currently based on the East Coast, though candidates living in other parts of the country will be considered. You will underwrite individual life insurance contracts in amounts up to $500,000, occasionally assisting on higher-amount applications subject to senior review.

Schedule Full-time, fully remote. Flexible workweek schedules are available.

Compensation $70,500 to $120,000 per year. The stated range applies to work performed in Connecticut and may be adjusted for other locations. It is not typical to be hired at or near the top of the range; actual compensation depends on skills, experience, training, licensure, certifications, and organizational needs.

What You'll Do You will appraise, classify, and take action to approve or decline applications for new insurance, changes of plan, conversions, exchanges, reinstatements, and additions of benefits. This includes determining extra premiums for medical impairments and special hazards such as aviation, occupation, foreign residence and travel, and unusual avocations, classifying each applicant to limit adverse selection while maintaining equitable mortality.

You will communicate with field force and Home Office personnel regarding insurance applications and adjustments, and answer routine inquiries from other departments and the field force concerning underwriting policies, practices, and procedures related to individual applications.

Required Qualifications

• BS or BA degree
• 2 or more years of individual life insurance underwriting experience
• Knowledge of medical terminology and human anatomy, with the ability to apply medical knowledge to insurance applications
• Strong business judgment and risk assessment skills
• Effective oral and written communication skills
• Ability to make informed, independent decisions
• Authorization to work in the United States (this position is not eligible for visa sponsorship)

Preferred Qualifications

• Knowledge of federal and state insurance regulations
• LOMA (Life Office Management Association) and ALU (Academy of Life Underwriting) coursework
• Progress toward FALU (Fellow, Academy of Life Underwriting) or FLMI (Fellow, Life Management Institute) designations
• Problem-solving and analytical skills
• Attention to detail

Compensation and Benefits

• $70,500 to $120,000 per year
• 401(k) with company matching, plus a company-funded cash balance retirement plan
• Medical, dental, and vision insurance, including premium-level family coverage
• Pre-tax Health Savings Account with employer contributions
• Short-term disability and term life insurance fully paid by the company
• Long-term disability insurance
• 13 paid holidays per year, plus vacation and paid sick leave
• Up to 12 weeks of childbirth leave under the short-term disability policy, plus one week of fully paid parental leave for all new parents, including adoptive and foster parents
• Tuition reimbursement and support for certifications and designations
• Health club membership reimbursement
• Employee Assistance Program

To apply, submit your resume through the application link.